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Postdoctoral Health Insurance Plan 

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Full-time postdoctoral fellow students are required to have health insurance. University Human Resources (UHR) and your department will determine eligibility.  

  • If eligible, you will automatically be enrolled in the Postdoctoral Fellows Health Insurance plan with UnitedHealthcare Student Resources (UHCSR). You may enroll eligible dependents with UHR. 

    If you decline the postdoctoral health insurance, then you must waive the Student Health Insurance Plan.  

  • If ineligible for the Postdoctoral Fellows Health Insurance plan through UHR, you are still eligible to enroll in the Student Health Insurance Plan.  

    If you are a part-time student taking courses, then you may enroll in the Student Health Insurance Plan under the part-time rate. If you have completed your coursework and are working on research, exams, dissertation, etc., please view the section below for graduate/Ph.D. students considered full-time who are registered for less than full-time credits. 

    RBHS postdoctoral fellows who have enrollment and waiver questions can contact Healthcare Risk and Claims Management at 973-972-6277.

  • Graduate fellows who have been awarded a full fellowship from internal or external sources are eligible for the Graduate Fellows Health Insurance plan. The Graduate School Dean’s Office will make final determinations regarding individual eligibility. Upon this determination, you will automatically be enrolled in the Graduate Fellows Health Insurance plan with UnitedHealthcare Student Resources.  

    You may enroll eligible dependents at University Health Plans. The premium is paid by the insured directly to University Health Plans. 

    The coverage period is September 1 to August 31 each year.

  • Partial appointment TAs/GAs are eligible under the Partial Appointment TA/GA Health Insurance plan with UnitedHealthcare, as determined by University Human Resources (UHR). Once you are on the payroll, you will be automatically enrolled by UHR. Insured persons may enroll their eligible dependents with UHR. 

    If you decline the Partial Appointment TA/GA Health Insurance, then you will need to complete an online waiver form.  

    The coverage period is September 1 to August 31 each year.

    You will receive an email from UnitedHealthcare Student Resources with instructions to print your card 5-7 business days after UHCSR has received your enrollment. Please call UnitedHealthcare Student Resources directly at 800-505-4160 if you need assistance with this process. 

  • Part-time students who participate in clinical experience are required to have health insurance coverage. Rutgers initially charges all part-time RBHS students in clinical rotation for the Student Health Insurance Plan annually.  

    If you are a part-time student and do not participate in clinical experience, you will not be automatically charged for the Student Health Insurance Plan. If you would like to purchase the coverage, you may do so by submitting the online enrollment form no later than September 30.